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e-zwich is the brand name for the common platform (the National Switch) that links the payment systems of all banks, savings and loans companies and rural banks in Ghana.

e-zwich is an electronic platform that enables LOADING and SPENDING of e-cash and also allows the SETTLEMENT of inter-bank claims in addition to online transactions. Customers are able to effect transactions “offline” in underdeveloped areas where power and communication infrastructure maybe lacking. All transactions occur between a customer card and another card in a POS or ATM.


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  • It is easy to use
  • It is safe and secure
  • It is convenient and accessible
Banking facilities will be extended to people who presently have limited or no access to banking services. (Under-banked and un-banked). The current banking systems will experience major improvements with the introduction of a wide range of affordable and secure new banking products and services.

There will be major improvement in salaries and wage payments in all sectors.

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e-zwich Personal Clients FAQ's
Do I need a bank account to have an e-zwich card?
No. You can just walk into any bank, rural bank and Savings and Loans company and get your card without having to open an account. Your card will act as your bank account.

 
 
e-zwich Merchants FAQ's
As a retailer, how can the e-zwich card be of use to me?
With the aid of an e-zwich Point of Sale (POS) device, you can accept e-zwich cards for payment from your customers electronically.


 
 
Whats New?
 
News and Events
17/05/2010
Ghacem Distributors Use e-zwich to Pay Their Orders
The country‘s largest cement manufacturer and market leader. Ghacem Limited has taken the lead among its peers, in the use of e-zwich as a payment system.
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14/05/2010
e-zwich ATMs for All 10 Regions
The Ghana Interbank Payment and settlement system (GhIPSS) has started a project to install e-zwich Automated Teller Machines (ATMs) in all the regional capitals and major trading towns.
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26/04/2010
e-zwich receives major boost
The country’s largest bank, Ghana Commercial Bank (GCB), with a huge customer base now offers e-zwich service at all of its branches nationwide. The signification feat implies that a lot more people will have access to the electronic payment system introduced by the Bank of Ghana.
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